Hidden Risks
Owner's title insurance will protect you against the following hidden risks which would not be disclosed by even the most meticulous search of public records.
- Forgery
- Fraud in connection with the execution of documents.
- Undue influence on a grantor or executor.
- False personation by those purporting to be owners of the property.
- Incorrect representation of marital status of grantors.
- Undisclosed or missing heirs.
- Wills not properly probated.
- Mistaken interpretation of wills and trusts.
- Mental incompetence of grantors.
- Conveyance by a minor.
- Birth of heirs subsequent to the date of a will.
- Inadequate surveys.
- Incorrect legal descriptions.
- Non-delivery of deeds.
- Unsatisfied claims not shown on the record.
- Deeds executed under expired or false powers of attorneys.
- Confusion due to similar or identical names.
- Dower or curtesy rights of ex-spouse of former owners.
- Incorrect indexing.
- Clerical error in recording legal documents.
- Delivery of deeds after the death of a grantor.